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The Transaction

  • Term of Lease. Rent To Own buyers and sellers enter into a lease agreement with the home you have chosen for a fixed period of one to five years. At the conclusion of the lease, the buyer will have the option to purchase the home from the seller.
  • Purchase Price. The purchase price will be determined before the Rent To Own lease agreement is finalized and signed by both buyer and seller. This price is fixed and will not change after negotiated and agreed upon by both parties.
  • Down Payment. Rent To Own buyers are generally required to pay a non-refundable down payment to the seller. Down payments are typically 1% to 5% of the agreed upon purchase price. This down payment will later be credited towards the purchase price of the home upon the completion of the Rent To Own lease term.
  • Rent Credit. In addition to the down payment credit, the Seller may offer monthly rent credits. A “rent credit” is a portion of the monthly lease payment that is applied to the overall purchase price if and when the Rent To Own purchase is executed at the end of the lease term. The amount of the rent credit and the down payment will vary amongst various sellers and properties.
  • Rent To Own Assistance. Sellers may provide voluntary assistance to help the Rent To Own buyers they work with complete a successful purchase at the end of the lease term. By volunteering, the seller agrees to provide suggestions for and assists the buyer in enrolling in a credit repair program which will monitor a buyer’s credit throughout the term of the lease.

We are widely known as the premier resource and largest marketplace for Rent To Own homes in the United States. We bring Buyers and Sellers together in an environment that promotes a fair transaction for both parties.

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