Seven Ways to Save on Your Energy Costs

7 Tricks to Save Money on Energy Costs

Who doesn’t like saving money?  If you’ve been looking for ways to save some money on your energy bills, we’ve got some great tricks and tips that will help you make your home more energy efficient and save you some of that hard-earned cash.

  1. Adjust the thermostat

One of the most simple ways to save on your energy costs is to adjust your thermostat by just 1 degree.  Doing this can effectively save you up to $65 per year on your heating and cooling costs.   Some thermostats are even programmable so they’ll automatically adjust according to the time of day. Continue reading


Buying a Home for the First Time

Buying or Renting-to-Own your First Home

is a very big decision.   Many first time homebuyers make the mistake of being ill-prepared for such a significant financial commitment.   Today, we’re going to talk about what you can do to prepare for buying your first home.  These tips will help ensure you can start living in the home of your dreams, regardless of whether you rent-to-own or go through a traditional mortgage.   Additionally, we’ll take a look at some of the things you can expect down the road after you’ve purchased your home. Continue reading

costs of buying a house

The Costs of Buying a House

Whether you’re planning to own a home through a traditional mortgage or purchase a home through an alternative path, such as a rent-to-own agreement, it’s a great idea to start budgeting for the costs of home ownership early on.   There are many folks who overlook some of the costs associated with buying a home, and as a result, can make the mistake of budgeting too little.  One survey conducted in 2014 found out that 38% of homeowners went over their allotted budgets.

There’s no doubt, owning a home can be a bit taxing on the average person’s pocketbook.  We’ve included some tips to help you out along the way.  These include setting a budget, saving for down-payments, and setting aside funds for post-purchase expenses, such as maintenance and upgrades. Continue reading